For our current interest rates click on the links below, or simply scroll down the page.

• Term Investment Rates
• Savings Accounts
• Home Loans and Other Lending Rates

At Southern Cross Building Society we are proud to have very few fees associated with our accounts.  For more information on certain charges that do apply, please click here.

• All rates subject to change without notice
• Your investment is an unsecured deposit
• A copy of our current Investment Statement and Prospectus is available on request
• If you would like us to contact you for further information click here or call toll free 0800 657 935

Special Term Investment Rate

Term	Rate	Minimum Investment
36 months	6.25% p.a	$1000

Fixed Term Investment Rates

Term	$1000 - $250,000
1 month	3.25% p.a.
2 months	4.00% p.a.
3 months	4.25% p.a.
4 months	4.25% p.a.
5 months	4.25% p.a.
6 months	5.00% p.a.
9 months	5.00% p.a.
12 months	5.20% p.a.
18 months	5.20% p.a.
24 months	5.75% p.a.
36 months	6.25% p.a.

• Interest Rates are effective from 2nd December 2009
• Interest is calculated daily. Interest Rates are per annum
• Other interest payment options are available. Please contact a Branch Manager on 0800-657-935
• For investments exceeding $250,000 rates are available on application
• All rates are subject to change without notice
• A copy of our current Investment Statement and Prospectus are available on request

Current Account Saver

Savings on call
Interest paid quarterly

Net Saver

Savings on call
Interest paid monthly

• All rates subject to change without notice
• A copy of our current Investment Statement and Prospectus are available on request
• Internet & Phone Banking available to check your balance (to check which tier)
• For further information click here or call toll free 0800 657 935

Home Loans

Residential Interest Rates

Other Lending Rates

Commercial	Rates on request
Rural	Rates on request

Visit you nearest branch or freephone our lending team on 0800 656 600 and ask how to get started with a Southern Cross Loan today!

Rates are effective 2nd February 2010 and are subject to change at any time without notice