Special Term Investment Rate

Term	Rate	Minimum Investment
36 months	6.25% p.a	$1000

Fixed Term Investment Rates

Term	$1000 - $250,000
1 month	3.25% p.a.
2 months	4.00% p.a.
3 months	4.25% p.a.
4 months	4.25% p.a.
5 months	4.25% p.a.
6 months	5.00% p.a.
9 months	5.00% p.a.
12 months	5.20% p.a.
18 months	5.20% p.a.
24 months	5.75% p.a.
36 months	6.25% p.a.

• Interest Rates are effective from 2nd December 2009
• Interest is calculated daily. Interest Rates are per annum
• Other interest payment options are available. Please contact a Branch Manager on 0800-657-935
• For investments exceeding $250,000 rates are available on application
• All rates are subject to change without notice
• A copy of our current Investment Statement and Prospectus are available on request